CTC101 – College Success Seminar
Unit 7 Journal: Financial Literacy
Due Date: By 11:59 p.m. EST, Wednesday, of Unit 7
Points: 100
Overview:
Each week, you will create a new journal entry and answer specific reflection questions.
Refer to the specific unit for the reflection questions. The journal will be graded in its
entirety.
Instructions:
Please reflect on the following questions in your journal.
Complete the following questions:
After reviewing the article “7 Habits of Highly Effective Savers,” please share
your thoughts on how you can synergize your savings by making sure that your
money is working FOR and not AGAINST you.
Requirements:
Each journal is meant to be an ongoing individual conversation between you
and your instructor during the week.
All conversations in the journal are strictly between you and your instructor and
cannot be seen by other students.
Be sure to read the criteria below by which your work will be evaluated before
you write and again after you write.
Evaluation Rubric for Financial Literacy Journal
CRITERIA
Did not meet
expectations
Needs
improvement
Competent
Meets or exceeds
expectations
(0–23 points) (24–29 points) (30–35 points) (36–40 points)
Reflection states Reflection raises Reflection Reflection reveals
Content
Reflection
only what was
read or heard in
class without any
ideas from the
coursework with
limited sharing
shares the
meaning you
place on
critical thinking
about course ideas
and concepts that
further about what it coursework connect the
development. means to you and
what you think
about the ideas.
experiences and
how they
connect to
support your
success.
meaning of the
ideas and ways to
make them work
for you in college
and life.
(0–17 points) (18–22 points) (23–26 points) (27–30 points)
Personal
Growth
Inadequate
evidence of
reflection.
Limited evidence
of reflection on
own work with a
personal
application and
connection to
learning.
Evidence of
reflection on
own work with a
personal
application and
connection to
learning.
Strong evidence of
reflection on own
work with a
personal
application and
connection to
learning.
(0–11 points) (12–14 points) (15–17 points) (18–20 points)
Writing
Quality
Poor writing style
lacking in
standard English,
clarity, and
language used
and/or frequent
errors in grammar,
punctuation,
usage, and
spelling. Needs
work.
Average and/or
casual writing
style that is
sometimes
unclear and/or
with some errors
in grammar,
punctuation,
usage, and
spelling.
Above-average
writing style and
logically
organized using
standard
English with
minor errors in
grammar,
punctuation,
usage, and
spelling.
Well written and
clearly organized
using standard
English,
characterized by
elements of a
strong writing style,
and free from
grammar,
punctuation,
usage, and
spelling errors.
(0 points) (5 points) (7 points) (10 points)
Timely
Participation
Initial journal entry
was submitted
after Sunday.
Initial journal
entry was
submitted by
Sunday.
Initial journal
entry was
submitted by
Friday.
Initial journal entry
was submitted by
Wednesday.